General Liability vs. Professional Liability Insurance

Quick answer: A client slips in your shop. Another client claims your advice caused a financial loss. Those are different risks and often require different business insurance. General liability and professional liability insurance are frequently confused because both can involve lawsuits. The distinction is the kind of harm and the activity that caused it—not simply the size of your company. In this guide What general liability commonly addresses What professional liability commonly addresses Common gaps that surprise owners How to size limits and deductibles Contract requirements can drive purchases An efficient way to request quotes What general liability commonly addresses Commercial general liability coverage typically responds to certain third-party bodily injury, property damage and related liability claims, within the policy wording and limits. If a visitor trips over a loose cable at a business location and is injured, that is the type of event many owners consider when seeking general…